Be Prepared With Advance Directive
Published By Tulan on 2012-02-19 28 Views
Do you have all your pertinent information within easy access of your family in an emergency situation? We are inclined to put it off, but if a serious illness or accident takes place it puts the family at a disadvantage without an advance directive and other important information.
We never know when we will be taken seriously ill so everyone should have a advance directive. By doing this we are stating our preference if the worst should happen. It will save spouses and children much soul searching and heartache. Preparing and maintaining a emergency file is important. The file should be where your family can find it easily and should contain:
A living will that will let your family know if you wish to be resuscitated if you are brain damaged, your heart stops or you stop breathing. Unless given other instructions the hospital will resuscitate any patient who stops breathing. If you donít have a living will, make your wishes known to your family when you go into a hospital.
Durable power of attorney that defines who will be chosen to make health care decisions for you. It becomes active only if you become unconscious and not able to speak for yourself.
A valid and updated copy of your will, If you donít have a will the property will be divided between your nearest relatives.
Copies of your 401k and IRA accounts, in the event of death these funds go to the direct beneficiary.
A list of all active credit cards, so your accounts can be taken care of.
A listing of all bank accounts,CDs and other investment account numbers.
Retirement and death benefits, there may be benefits your family can collect in the event of your death.
Copies of life insurance policies, many policies go unclaimed because the family doesnít know about them.
If you are an organ donor, always carry your donor card in your wallet.
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